Please read this agreement carefully before accessing or using this site. By accessing or using the site, you agree to be bound by this agreement. The information and services on this site are provided by Cramers-Mad-Money.com ("CRAMERS MAD MONEY") and its suppliers, subject to your agreement to the terms and conditions below.
Use of Information and Services
The information (including without limitation advice and recommendations) and services on the site are intended solely as a general educational aid and are neither medical nor health care advice for any individual problem nor a substitute for medical or other professional advice and services from a qualified health care provider familiar with your unique facts. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition and prior to starting any new treatment. Nothing contained in this site is intended to be used for medical diagnosis or treatment. The information and services are provided with the understanding that neither CRAMERS MAD MONEY nor its suppliers or users are engaged in rendering legal, medical, counseling or other professional services or advice. Your use of the site is subject to the additional disclaimers and caveats that may appear throughout the site.
CRAMERS MAD MONEY and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information, services or other material on this site. While CRAMERS MAD MONEY strives to keep the information on this site accurate, complete, and up-to-date, CRAMERS MAD MONEY and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.
CRAMERS MAD MONEY respects the privacy of every individual who visits our site. CRAMERS MAD MONEY will not collect any personal information about you (such as your name, address, e-mail address) unless you provide it to us voluntarily. If you do not want your personal information collected, please do not submit it to us. CRAMERS MAD MONEY will never sell or give away personal information to any third party. If you're getting any unsolicited material at your home address, it was not from any information provided by CRAMERS MAD MONEY.
From time to time CRAMERS MAD MONEY will itself distribute to registered users email messages regarding the products and services of our advertisers. Under no circumstance will CRAMERS MAD MONEY release users’ personal information to these advertisers and the messages will come to you, only from us. This may be necessary in order for CRAMERS MAD MONEY to earn enough revenue to sustain the website. All advertisements will be evaluated prior to distribution and will be relevant to CRAMERS MAD MONEY’s audience, and non-offensive. All email sent to you from CRAMERS MAD MONEY will be CANSPAM compliant.
Unless otherwise noted, all of the writing within CRAMERS MAD MONEY is the copyrighted property of CRAMERS MAD MONEY. This copyrighted material includes all writing by staff, and some of the artwork, drawings and logos. You may print out any articles and activities for your personal use only. Materials may not be reproduced on another website, book, or publication without express written permission. Any reproduction or editing by any means mechanical or electronic without the explicit written permission of CRAMERS MAD MONEY is expressly prohibited. Certain names, logos, phrases, and artwork on these pages may constitute trademarks of CRAMERS MAD MONEY or its sponsors. The mark “CRAMERS MAD MONEY" and the contents of its website are the sole property of CRAMERS MAD MONEY. Reproduction in whole or in part is strictly prohibited without written permission of CRAMERS MAD MONEY. CRAMERS MAD MONEY also cannot guarantee that all content and material appearing in the CRAMERS MAD MONEY website is not infringing on any registered or non-registered copyrights.
Users who post materials to this site (e.g., bulletin boards, chat rooms, blogs, and etc.) agree to abide by the following rules: (1) users may not post or transmit material that is libelous, defamatory, obscene, fraudulent, harmful, threatening, abusive or hateful, that violates the property rights of others (including without limitation infringing use of a copyright or trademark), that violates the privacy or publicity right of others, or that is in violation of applicable laws; (2) users may not interfere with other users’ use and enjoyment of this site; (3) users may not use this site to conduct any activity that is illegal or that violates the rights of others; (4) users may not use this site to advertise or sell products or services to others, unless expressly agreed to in writing between CRAMERS MAD MONEY and the user; and (5) users must immediately inform CRAMERS MAD MONEY if they have reason to believe that a user is infringing any copyrighted materials. A user posting material represents that such material is unique to the user or used with permission of the copyright holder, and assigns to CRAMERS MAD MONEY ownership of such material. All users posting material to the website expressly transmit their copyright ownership to CRAMERS MAD MONEY.
CRAMERS MAD MONEY has no responsibility for the content of any material posted by users, but CRAMERS MAD MONEY reserves the right in its sole discretion to (i) edit or delete any documents, information or other material submitted to or appearing on this site, and (ii) refuse access to the site to any user that violates this agreement. Bulletin boards, chat rooms and blogs, etc., contain the opinions and views of other CRAMERS MAD MONEY users. CRAMERS MAD MONEY is not responsible for the accuracy of any messages on this site and you should always consult a physician or other qualified health care provider before relying on any information found on this site.
Links to Other Web Sites
This site may include links to other Internet websites solely as a convenience to users. CRAMERS MAD MONEY does not endorse any such sites or the information, material, products or services contained on, or accessible through the sites, and you access and use such sites, including information, material, products and services therein, solely at your own risk.
Disclaimer of Warranty
CRAMERS MAD MONEY AND ITS SUPPLIERS DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES WITH REGARD TO THE INFORMATION, SERVICES, AND MATERIALS CONTAINED ON THIS SITE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ALL SUCH INFORMATION, SERVICES, AND MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND.
Limitation of Liability
IN NO EVENT SHALL CRAMERS MAD MONEY OR ITS SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, BUSINESS, DATA OR PROFITS, LITIGATION AND THE LIKE, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WITH RESPECT TO GOODS OR SERVICES PURCHASED THROUGH THIS SITE, CRAMERS MAD MONEY'S LIABILITY, IN ANY CASE, IS EXPRESSLY LIMITED TO REPLACEMENT OF DEFECTIVE GOODS, OR, AT CRAMERS MAD MONEY'S ELECTION, TO THE REPAYMENT OR CREDITING OF BUYER WITH AN AMOUNT EQUAL TO THE PURCHASE PRICE OF THE GOODS. YOU ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THIS AGREEMENT AND THE SITE WOULD NOT BE PROVIDED TO YOU ABSENT SUCH LIMITATIONS. SOME STATE STATUTES MIGHT APPLY REGARDING LIMITATION OF LIABILITY.
You agree to indemnify, defend and hold harmless CRAMERS MAD MONEY, its affiliates and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to (i) your violation of this agreement, and (ii) your posting of material to this site.
All materials on this site (as well as the organization and layout of the site) are owned and copyrighted by CRAMERS MAD MONEY or its suppliers and may be accessed, downloaded or printed for your personal, non-commercial use only. Without the prior written permission of CRAMERS MAD MONEY or its suppliers, you may not copy, distribute or transfer any material on this site, in whole or in part.
Changes to Site
CRAMERS MAD MONEY and its suppliers may make improvements or changes in the information, services, products, and other materials on this site, or terminate this site, at any time without notice. CRAMERS MAD MONEY may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.
This agreement and the resolution of any dispute related to this Agreement or the site shall be governed by and construed in accordance with the laws of Texas in the United States of America, without giving effect to any principles of conflicts of law.
CRAMERS MAD MONEY's failure to insist upon strict enforcement of any provision of this agreement shall not be construed as a waiver of any provision or right. Any legal action or proceeding between CRAMERS MAD MONEY and you related to this agreement shall be brought exclusively in a federal or state court of competent jurisdiction venued in Texas, in the county of Harris, in the city of Houston.
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